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	<title>Home Loan Magician Blog &#187; Subprime Home Loans</title>
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	<link>http://blog.homeloanmagician.com</link>
	<description>Home Loan Options for Bad Credit, FHA &#38; 1st Time Home Buyers</description>
	<lastBuildDate>Wed, 25 Aug 2010 05:19:30 +0000</lastBuildDate>
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		<title>125 Home Loan Update</title>
		<link>http://blog.homeloanmagician.com/2009/11/16/125-home-loan-update/</link>
		<comments>http://blog.homeloanmagician.com/2009/11/16/125-home-loan-update/#comments</comments>
		<pubDate>Mon, 16 Nov 2009 22:33:27 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Bad Credit Loan Tips]]></category>
		<category><![CDATA[Debt Consolidation Tips]]></category>
		<category><![CDATA[FHA Loan Advice]]></category>
		<category><![CDATA[Subprime Home Loans]]></category>

		<guid isPermaLink="false">http://blog.homeloanmagician.com/?p=38</guid>
		<description><![CDATA[All conventional home loan banks have stopped offering 125 loans so only private investors offer that type of mortgage loan.  They are very strict with their guidelines and they underwrite with the low score of whichever bureau has the lowest score and they want a $5,000 residual income after all your bills are paid.  The [...]]]></description>
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		<title>NAACP Sues Leading Mortgage Lenders</title>
		<link>http://blog.homeloanmagician.com/2009/03/17/naacp-sues-leading-mortgage-lenders/</link>
		<comments>http://blog.homeloanmagician.com/2009/03/17/naacp-sues-leading-mortgage-lenders/#comments</comments>
		<pubDate>Tue, 17 Mar 2009 19:27:01 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Bad Credit Loan Tips]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Published Home Financing articles]]></category>
		<category><![CDATA[Subprime Home Loans]]></category>

		<guid isPermaLink="false">http://blog.homeloanmagician.com/?p=28</guid>
		<description><![CDATA[The NAACP, contending that several major mortgage lenders forced African Americans into bad mortgages that sparked a foreclosure crisis, filed a class-action suit last week in a Los Angeles court. Among the culprits, says the nation’s largest and oldest civil rights organization, are Wells Fargo and HSBC, which steered Blacks into bad credit mortgage loans, even in cases when [...]]]></description>
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		<title>Fed Agrees to Purchase Bad Credit Securities and Keeps Key Interest Rates Near Zero</title>
		<link>http://blog.homeloanmagician.com/2009/02/03/fed-agrees-to-purchase-bad-credit-securities-and-keeps-key-interest-rates-near-zero/</link>
		<comments>http://blog.homeloanmagician.com/2009/02/03/fed-agrees-to-purchase-bad-credit-securities-and-keeps-key-interest-rates-near-zero/#comments</comments>
		<pubDate>Tue, 03 Feb 2009 22:19:36 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Bad Credit Loan Tips]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Subprime Home Loans]]></category>
		<category><![CDATA[bad credit mortgage securities]]></category>
		<category><![CDATA[home loans]]></category>

		<guid isPermaLink="false">http://blog.homeloanmagician.com/?p=16</guid>
		<description><![CDATA[Fed Agrees to Purchase Bad Credit Securities and Keeps Key Interest Rates Near Zero
Federal Reserve committed to buy bad credit mortgage securities and treasuries if deemed effective; Fed says mortgage rates to remain low for &#8220;some time&#8221;; Fed ready to expand purchase of housing debt by buying or insuring defaulted home loans.

Watch the Mortgage Financing [...]]]></description>
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		<title>1st Time Home Buyer Loans Are Still Available</title>
		<link>http://blog.homeloanmagician.com/2009/01/12/1st-time-home-buyer-loans-are-still-available/</link>
		<comments>http://blog.homeloanmagician.com/2009/01/12/1st-time-home-buyer-loans-are-still-available/#comments</comments>
		<pubDate>Tue, 13 Jan 2009 03:11:59 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[1st Time Home Buyer Tips]]></category>
		<category><![CDATA[Published Home Financing articles]]></category>
		<category><![CDATA[Subprime Home Loans]]></category>
		<category><![CDATA[home financing]]></category>

		<guid isPermaLink="false">http://blog.homeloanmagician.com/?p=11</guid>
		<description><![CDATA[Interest rates are low but if you are a first-time buyer, is the situation is different? Do you have enough cash for a down payment &#8212; at least 3.5 percent for a Federal Housing Administration loan, as much as 20% for a conventional mortgage or FHA home loan. &#8212; plus closing costs?  Bad credit home [...]]]></description>
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		<title>Home Buying &amp; Financing Your 1st Home Loan</title>
		<link>http://blog.homeloanmagician.com/2009/01/12/home-buying-financing-your-1st-home-loan/</link>
		<comments>http://blog.homeloanmagician.com/2009/01/12/home-buying-financing-your-1st-home-loan/#comments</comments>
		<pubDate>Tue, 13 Jan 2009 02:54:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[1st Time Home Buyer Tips]]></category>
		<category><![CDATA[Bad Credit Loan Tips]]></category>
		<category><![CDATA[Published Home Financing articles]]></category>
		<category><![CDATA[Subprime Home Loans]]></category>
		<category><![CDATA[bad credit home loan]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[home equity]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[pre-approval letter]]></category>
		<category><![CDATA[subprime lender]]></category>

		<guid isPermaLink="false">http://blog.homeloanmagician.com/?p=5</guid>
		<description><![CDATA[If you believe you’re old enough and have a secure job, but you are nervous, but you feel ready to take that huge leap into the real estate market.  Financing your 1st home can be difficult. You don’t have home equity in an existing home to apply toward a down payment. Not to worry though.   Everyone who has [...]]]></description>
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