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	<title>Home Loan Magician Blog &#187; 1st Time Home Buyer Tips</title>
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	<description>Home Loan Options for Bad Credit, FHA &#38; 1st Time Home Buyers</description>
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		<title>Home Loan Applications Drop Nearly 20 Percent</title>
		<link>http://blog.homeloanmagician.com/2009/07/02/home-loan-applications-drop-nearly-20-percent/</link>
		<comments>http://blog.homeloanmagician.com/2009/07/02/home-loan-applications-drop-nearly-20-percent/#comments</comments>
		<pubDate>Thu, 02 Jul 2009 19:39:16 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[1st Time Home Buyer Tips]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[FHA home loans]]></category>
		<category><![CDATA[FHA mortgage rates]]></category>
		<category><![CDATA[first time homebuyers]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[home purchase loans]]></category>
		<category><![CDATA[mortgage refinancing]]></category>

		<guid isPermaLink="false">http://blog.homeloanmagician.com/?p=35</guid>
		<description><![CDATA[According to a recent Bloomberg article, home loan applications in the US fell last week by the most since February, defying efforts by President Barack Obama’s administration to revive the sluggish housing market.   The Mortgage Bankers Association’s index of applications to home purchase loans or mortgage refinancing declined 19% to 444.8 in the week ended [...]]]></description>
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		<title>1st Time Home Buyer Loans Are Still Available</title>
		<link>http://blog.homeloanmagician.com/2009/01/12/1st-time-home-buyer-loans-are-still-available/</link>
		<comments>http://blog.homeloanmagician.com/2009/01/12/1st-time-home-buyer-loans-are-still-available/#comments</comments>
		<pubDate>Tue, 13 Jan 2009 03:11:59 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[1st Time Home Buyer Tips]]></category>
		<category><![CDATA[Published Home Financing articles]]></category>
		<category><![CDATA[Subprime Home Loans]]></category>
		<category><![CDATA[home financing]]></category>

		<guid isPermaLink="false">http://blog.homeloanmagician.com/?p=11</guid>
		<description><![CDATA[Interest rates are low but if you are a first-time buyer, is the situation is different? Do you have enough cash for a down payment &#8212; at least 3.5 percent for a Federal Housing Administration loan, as much as 20% for a conventional mortgage or FHA home loan. &#8212; plus closing costs?  Bad credit home [...]]]></description>
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		<title>Home Buying &amp; Financing Your 1st Home Loan</title>
		<link>http://blog.homeloanmagician.com/2009/01/12/home-buying-financing-your-1st-home-loan/</link>
		<comments>http://blog.homeloanmagician.com/2009/01/12/home-buying-financing-your-1st-home-loan/#comments</comments>
		<pubDate>Tue, 13 Jan 2009 02:54:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[1st Time Home Buyer Tips]]></category>
		<category><![CDATA[Bad Credit Loan Tips]]></category>
		<category><![CDATA[Published Home Financing articles]]></category>
		<category><![CDATA[Subprime Home Loans]]></category>
		<category><![CDATA[bad credit home loan]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[home equity]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[pre-approval letter]]></category>
		<category><![CDATA[subprime lender]]></category>

		<guid isPermaLink="false">http://blog.homeloanmagician.com/?p=5</guid>
		<description><![CDATA[If you believe you’re old enough and have a secure job, but you are nervous, but you feel ready to take that huge leap into the real estate market.  Financing your 1st home can be difficult. You don’t have home equity in an existing home to apply toward a down payment. Not to worry though.   Everyone who has [...]]]></description>
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